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PARENT Information - iPad Insurance

iPad Insurance Information

Each student who wishes to participate in the Middle School One Student One Device program and take the iPad off school grounds will be required to pay an annual insurance premium of $30.00 per student.  Students will be responsible for the deductible for each insurance claim submitted according to the following schedule:

1st insurance claim: $30 deductible

2nd insurance claim: $60 deductible

3rd insurance claim: $100 deductible

Students will not be covered by insurance beyond the third insurance claim. Intentional iPad damage, as determined by district staff, will not be covered. All payments will be collected through the Main Office of the Middle School.

Students who qualify for free and reduced lunch will be exempt from insurance premium payments but not deductibles. Any other student or parent who would like to participate in the program but feels they are financially unable to do so should contact the building principal to discuss other payment options.

Coverages:

  1. Direct Damage: Pays for accidental direct damage to the iPad on school property.

  2. Off Premise Coverage: Pays for accidental direct damage to the iPad while it is in transit or off premises at another location. (Home)

  3. Theft: Pays for loss or damage to laptop due to theft. The claim must be accompanied by an official copy of the police report.

  4. Fire: Pays for loss or damage to the iPad due to fire. The claim must be accompanied by an official fire report from the investigating authority.

  5. Electrical Surge: Pays for damage of the iPad due to an electrical surge.

  6. Natural Disasters: Will pay loss caused by natural disasters.

Exclusions:

1. Dishonest, Fraudulent, Intentional or Criminal Acts: Will not pay if damage or loss occurs in conjunction with a dishonest, fraudulent, intentional, or criminal act.

2. Loss: Students who lose their iPad will be responsible for the full cost of the iPad and case, $400.